The Information presented here is for informational purposes Only. It is not intended for legal, tax or investment advice. Financial products vary by state of resident, age, and product chosen. Some financial products such as annuities can carry surrender charges or restrictions to access your funds. Some annuity products carry a fee when applying an income rider. Guarantees are based on the financial strength and claims paying ability of the insurance company. Please read over all insurance contracts and disclosures carefully before making any purchase decisions. Rates and Returns presents are subject to change without notice.