Survive and Thrive in Retirement
2350 Metairie Rd, Metairie, LA 70001
About Financial Investment Services & Your Presenter
Financial Investment Services (F.I.S.) — owned and operated by Donna McElroy in Metairie, Louisiana for 20+ years.
Donna is a Retirement Protection Specialist who builds lasting relationships with each client — because you are as important as your money. She’s reinvented what a retirement advisor can be, helping people who are preparing for retirement and those already retired.
Her mission is simple: keep your money safe, help you create your own pension-like income with guarantees designed so you never outlive your money. At FIS, investing is more than just finances.
What You’ll Learn
You and your spouse or guest are cordially invited to an informational event for area residents who are retired or nearing retirement. This informative and entertaining program is absolutely free. There is no obligation, and nothing will be sold. Donna will reveal timely strategies to help you preserve capital, generate income, decrease risk, and reduce your tax burden.
Retiring Today
- ✓The “old” retirement vs. today’s retirement
- ✓How to create a clear vision for retirement that can lead to less stress and more happiness
Tax Rate Risk
- ✓Why experts say tax rates could rise — and what that means for you
- ✓The “Catch-22” of 401(k)s and IRAs and how lost deductions impact retirement
- ✓How rising taxes may affect retirement cash flow
Retirement Income Planning
- ✓The three basic retirement account types
- ✓Tax-deferred vs. tax-free: what’s better for you?
- ✓Defining a “true” tax-free investment; when a Roth conversion makes sense
- ✓How IRAs and 401(k)s can cause Social Security taxation — and ways to reduce or eliminate it
Maximizing Social Security
- ✓Causes of Social Security taxation & key thresholds
- ✓The real cost of Social Security taxation
- ✓Strategies for elimination and maximization
Retirement Distribution Pitfalls
- ✓New “rate of withdrawal” rules and why they matter
- ✓How to avoid running out of money in retirement
- ✓Sequence-of-returns risk and liquidation order
Why Losses in Retirement Matter
- ✓Impact of market downturns in the distribution phase
- ✓Whether “buy and hold” still fits your retirement plan
- ✓Safeguards against two key types of investment risk and real diversification
Event Snapshot
- ✓Free educational event — nothing will be sold
- ✓Ideal for retirees & pre-retirees
- ✓Actionable strategies you can use right away
- ✓Bring your spouse or a guest